From Government-Backed to Tailored Borrower Needs
Mortgage Brokers in Richmond, VA
At the Chambers-Miltenberg Team, rest assured our mortgage brokers in Richmond, VA are focused on you. We were built on the simple truth that when we pay attention to people and the community, we can make a difference. We are here to guide you on your pathway to home financing from start to finish.
“Brett and his team are friendly, and professional, and help make the home-buying process a lot less stressful. They were always quick to provide the information we needed when we were out on the front lines of this highly competitive housing market. The process couldn’t have gone smoother – I highly recommend the Chambers-Miltenberger Mortgage Team.”
Thomas Ripley
Trusted by leading companies
Your Local Virginia Industry Experts
Delivering a personalized solution, giving you financial transparency like never before
Brett Chambers
Loan Officer NMLS #1428257
bchambers@afncorp.com | 540.908.7764
Bryan Miltenberger
Loan Officer NMLS #2043530
bmiltenberger@afncorp.com | 540.908.7764
Your First Step Already Started
Comprehensive Loan Solutions: From Government-Backed to Tailored Borrower Needs
Government-Backed Loans
We believe that everyone can achieve financial wellness through education and smart financial choices.
FHA Loans
Insured by the Federal Housing Administration, these loans offer a gateway to homeownership with a lower down payment, making it an ideal choice for first-time homebuyers.
VA Loans
Exclusively for veterans, service members, and select military spouses, these loans are backed by the U.S. Department of Veterans Affairs, offering competitive rates and often requiring no down payment.
USDA Loans
Designed for rural properties and eligible buyers, these U.S. Department of Agriculture-backed loans promote homeownership in less densely populated areas, often with favorable terms and no down payment.
Special-Purpose and Unique Borrower Loans
We believe that everyone can achieve financial wellness through education and smart financial choices.
Conventional Loans
Uninsured by the federal government, these loans offer flexibility in terms and conditions, catering to borrowers with stable credit and financial standings.
Renovation Loans
Turn your vision into reality by financing home improvements or restorations, allowing homeowners to increase property value and enhance living conditions.
Construction Loans
Short-term financing solutions that bridge the gap between ground-breaking and moving in, enabling dreamers to construct their ideal homes from scratch.
Unique Borrower Solutions
Tailored for today’s diverse financial landscapes, our specialized loans cater to investors, self-employed professionals, and international aspirants.
Your finances, safe and secure
Ranked #1 in Virginia, celebrated with a 5-star Google rating, and powered by a team where every member brings unique expertise – we’re united in delivering the finest loan solutions.
Ranked #1 in Virginia
Consistently leading the search, Virginia trusts us first for their loan solutions.
Proudly Sporting a 5-Star Google Rating
Our commitment to excellence is reflected in our impeccable rating and satisfied clients.
A Diverse Team with Unique Strengths
Harnessing individual expertise for a collective goal: delivering your ideal loan solution.
What our clients say
Dive into the experiences of those we’ve served and discover why we’re Virginia’s top choice for tailored loan solutions.
Paxton Whitmore
“Working with Brett was great from start to finish. He was able to help me tremendously throughout the whole process. Him and his team were very responsive and very easy to work with. They made the everything seamless. I would highly recommend working with them if you are looking to buy a new home.”
Vickye Payton
“Brett took time to explain each step in the process, was always available to answer questions and followed up to be sure I got pre approved and ready to buy my new condo. And it happened during the pandemic!”
Tiarra Billups
“Brett/Bryan were exceptional throughout the entire home buying process. Anytime my realtor or myself needed an updated pre approval letter or had questions Brett/Bryan (team) was on it immediately. They blew my mind when Brett assisted me while on vacation, I can guarantee I was bothersome (unintentionally) but they both made it less stressful getting out of inflated rental properties and finding a home for my family. I would definitely recommend Brett/Bryan for any home buyers, they will go above and beyond to make ownership happen for you!”
Stephan Simmons
“My family has known Brett for some time now. He’s a stand-up guy, knows what he’s doing, and has helped me purchase multiple properties. Him and his team have always been professional, yet personal; they are who I trust to finance properties and recommend his team whenever possible. It would be tough to find better service elsewhere.”
Aryan Saeedi
“Working with Brett was awesome. He is so passionate not only about his job but about people as well. Him and his team helped me so much to make sure I did everything right knowing that I didn’t speak any English back then. It was a blessing to meet such caring professionals in that chapter of my life.”
Angela Schoonover
“Brett was our loan officer for our first home purchase. He led us through the lending process and was always available to answer any questions we had. I appreciated how much of the documentation and questions could be completed online, it made the process simple and streamlined.”
Insights and Updates: Navigating the Loan Landscape
Stay informed with the latest trends, tips, and expert advice, ensuring you make empowered decisions in your property journey.
